Hemlo's BRF analysis

Brf Haga II

Org. no. 725000-1448 · Norrköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Aug 2026

Summary

Brf Haga II receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,380 kr per square metre and the annual fee is 1,021 kr per square metre per year. Lower equity ratio than 100% of associations in Norrköping. The annual fee has increased 13% over 1 years. The analysis highlights, among other things: Tydlig stambytesrisk i äldre fastighet, Nästan hela lånestocken ska refinansieras inom kort, Hög energikostnad kan driva upp framtida avgifter.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Norrköping
  • Higher fee per m² than 90% of associations in Norrköping
  • Larger maintenance fund than 67% of associations in Norrköping
  • Lower equity ratio than 100% of associations in Norrköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 021 kr/m²
+13% over 1 yr20242025
Debt/m²6 380 kr/m²
-1% over 1 yr20242025
Equity ratio-18 %
0 pp over 1 yr20242025

Association facts

Municipality
Norrköping
Built
1942
Apartments
27
Total area
1 189 m²

Identified risks

  • Clear replacement of main drainage risk in an older propertyCritical
  • Almost the entire loan portfolio will be refinanced shortly.High
  • High energy costs can drive up future feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,380 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,021 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Haga II a financially healthy housing cooperative?
Brf Haga II receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Haga II?
The debt is 6,380 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Norrköping.
How high is the fee in Brf Haga II?
The annual fee is 1,021 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 13% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Haga II has a health score of 6 out of 10.