Hemlo's BRF analysis

Brf Haga Palett Terra

Org. no. 769639-4621 · Solna

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Jun 2026

Summary

Brf Haga Palett Terra receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,874 kr per square metre and the annual fee is 882 kr per square metre per year. Higher debt per m² than 91% of associations in Solna. The annual fee has increased 14% over 1 years. The analysis highlights, among other things: Hög refinansieringsrisk med ett koncentrerat lån, Mycket låg soliditet och begränsad ekonomisk buffert, Nyproduktion med osäker långsiktig avgiftsnivå.

Compared with neighbouring associations

  • Higher debt per m² than 91% of associations in Solna
  • Higher fee per m² than 80% of associations in Solna
  • Smaller maintenance fund than 68% of associations in Solna
  • Higher equity ratio than 85% of associations in Solna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²882 kr/m²
+14% over 1 yr20242025
Debt/m²14 874 kr/m²
-58% over 3 yr20222025
Equity ratio83 %
+83 pp over 4 yr20212025

Association facts

Municipality
Solna
Built
2023
Apartments
119
Total area
7 316 m²

Identified risks

  • High refinancing risk with a concentrated loanHigh
  • Very low equity ratio and limited financial bufferHigh
  • New build with an uncertain long-term fee levelMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,874 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre882 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Haga Palett Terra a financially healthy housing cooperative?
Brf Haga Palett Terra receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Haga Palett Terra?
The debt is 14,874 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Solna.
How high is the fee in Brf Haga Palett Terra?
The annual fee is 882 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Haga Palett Terra has a health score of 6 out of 10.