Hemlo's BRF analysis

Brf Handpenningen

Org. no. 769610-4137 · Stockholm

Stable associationBased on the 2025 annual report · Analysed 25 Sept 2026

Top 29% in Stockholm

Summary

Brf Handpenningen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,177 kr per square metre and the annual fee is 953 kr per square metre per year. Higher fee per m² than 85% of associations in Stockholm. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Svag underhållsreserv inför framtida större arbeten, Hög känslighet för räntestegring i kombination med kommande omfinansiering, Avgifterna har redan höjts och kan behöva höjas igen.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Stockholm
  • Higher fee per m² than 85% of associations in Stockholm
  • Larger maintenance fund than 74% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²953 kr/m²
+5% over 1 yr2024–2025
Debt/m²4 177 kr/m²
-18% over 1 yr2024–2025
Equity ratio75 %
+5 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1947
Apartments
40
Total area
2 194 m²

Identified risks

  • Weak maintenance reserve for future major worksHigh
  • High sensitivity to an interest rate increase in combination with upcoming refinancingHigh
  • The fees have already been increased and may need to be increased againMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre4,177 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre953 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Handpenningen a financially healthy housing cooperative?
Brf Handpenningen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Handpenningen?
The debt is 4,177 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Stockholm.
How high is the fee in Brf Handpenningen?
The annual fee is 953 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Handpenningen has a health score of 7 out of 10.