Hemlo's BRF analysis

BRF Havstornet i Norrtälje Hamn

Org. no. 769633-2779 · Norrtälje

Acceptable, with remarksBased on the 2023 annual report · Analysed 5 Sept 2026

Summary

BRF Havstornet i Norrtälje Hamn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 11,709 kr per square metre and the annual fee is 746 kr per square metre per year. Higher equity ratio than 100% of associations in Norrtälje. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Mycket svag underhållsfond.

Compared with neighbouring associations

  • Higher debt per m² than 90% of associations in Norrtälje
  • Smaller maintenance fund than 86% of associations in Norrtälje
  • Higher equity ratio than 100% of associations in Norrtälje

Association facts

Municipality
Norrtälje
Built
2021
Apartments
119
Total area
9 048 m²

Identified risks

  • Very high loan-to-value per sq mCritical
  • Very high interest rate sensitivityCritical
  • Very weak maintenance fundHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,709 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre746 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Havstornet i Norrtälje Hamn a financially healthy housing cooperative?
BRF Havstornet i Norrtälje Hamn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in BRF Havstornet i Norrtälje Hamn?
The debt is 11,709 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 90% of associations in Norrtälje.
How high is the fee in BRF Havstornet i Norrtälje Hamn?
The annual fee is 746 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Havstornet i Norrtälje Hamn has a health score of 6 out of 10.