Hemlo's BRF analysis

BRF Heden Övre

Org. no. 716456-4952 · Säter

Acceptable, with remarksBased on the 2025 annual report · Analysed 6 Sept 2026

Summary

BRF Heden Övre receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,681 kr per square metre and the annual fee is 514 kr per square metre per year. The annual fee has decreased 12% over 1 years. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram avgiftshöjning, Mycket låg underhållsfond ger svag framtida betalningsberedskap, Låg avgift kan dölja uppskjutet underhåll.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²514 kr/m²
-12% over 1 yr2024–2025
Debt/m²3 681 kr/m²
-2% over 1 yr2024–2025
Equity ratio28 %
-1 pp over 1 yr2024–2025

Association facts

Municipality
Säter
Built
1987
Apartments
6
Total area
678 m²

Identified risks

  • High interest rate sensitivity may force an increase in feesCritical
  • Very low maintenance fund leads to weak future payment capacity.High
  • A low service charge can conceal deferred maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,681 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre514 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Heden Övre a financially healthy housing cooperative?
BRF Heden Övre receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Heden Övre?
The debt is 3,681 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Heden Övre?
The annual fee is 514 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Heden Övre has a health score of 6 out of 10.