Hemlo's BRF analysis
Brf Heimdal 112
Org. no. 769634-6118 · Karlstad
Summary
Brf Heimdal 112 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 9,841 kr per square metre and the annual fee is 776 kr per square metre per year. Smaller maintenance fund than 87% of associations in Karlstad. The annual fee has increased 21% over 2 years. The analysis highlights, among other things: Mycket hög belåning kombinerat med svag buffert, Hög sannolikhet för kommande stambyte, Avsaknad av underhållsplan ökar risken för kostnadschocker.
Compared with neighbouring associations
- Higher debt per m² than 81% of associations in Karlstad
- Higher fee per m² than 60% of associations in Karlstad
- Smaller maintenance fund than 87% of associations in Karlstad
- Higher equity ratio than 63% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1924
- Apartments
- 20
- Total area
- 1 248 m²
Identified risks
- Very high loan-to-value combined with a weak bufferCritical
- High likelihood of an upcoming pipe replacementCritical
- Lack of a maintenance plan increases the risk of cost shocksHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,841 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre776 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Heimdal 112 a financially healthy housing cooperative?
- Brf Heimdal 112 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Heimdal 112?
- The debt is 9,841 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Karlstad.
- How high is the fee in Brf Heimdal 112?
- The annual fee is 776 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 21% over 2 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Heimdal 112 has a health score of 6 out of 10.