Hemlo's BRF analysis

Brf Hemmaplan

Org. no. 769630-6401 · Lund

Stable associationBased on the 2025 annual report · Analysed 21 Jun 2026

Summary

Brf Hemmaplan receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,410 kr per square metre and the annual fee is 884 kr per square metre per year. Larger maintenance fund than 96% of associations in Lund. The annual fee has increased 11% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Refinansieringsrisk när lånen förfaller.

Compared with neighbouring associations

  • Higher debt per m² than 84% of associations in Lund
  • Larger maintenance fund than 96% of associations in Lund
  • Higher equity ratio than 73% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²884 kr/m²
+11% over 1 yr20242025
Debt/m²12 410 kr/m²
-2% over 1 yr20242025
Equity ratio72 %
0 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2018
Apartments
106
Total area
7 740 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest-rate sensitivityCritical
  • Refinancing risk when loans fall dueHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,410 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre884 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Hemmaplan a financially healthy housing cooperative?
Brf Hemmaplan receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Hemmaplan?
The debt is 12,410 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Lund.
How high is the fee in Brf Hemmaplan?
The annual fee is 884 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Hemmaplan has a health score of 7 out of 10.