Hemlo's BRF analysis

Brf Hermes i Sundsvall

Org. no. 769639-9430 · Sundsvall

Weaknesses presentBased on the 2025 annual report · Analysed 25 Sept 2026

Summary

Brf Hermes i Sundsvall receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,115 kr per square metre and the annual fee is 740 kr per square metre per year. Smaller maintenance fund than 100% of associations in Sundsvall. The annual fee has been broadly unchanged over the past 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Ingen underhållsfond för framtida åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 88% of associations in Sundsvall
  • Lower fee per m² than 76% of associations in Sundsvall
  • Smaller maintenance fund than 100% of associations in Sundsvall
  • Higher equity ratio than 85% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²740 kr/m²
0% over 2 yr2023–2025
Debt/m²12 115 kr/m²
0% over 2 yr2023–2025
Equity ratio75 %
+5 pp over 2 yr2023–2025

Association facts

Municipality
Sundsvall
Built
2022
Apartments
18
Total area
918 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Very high debt per sq mCritical
  • No maintenance fund for future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,115 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre740 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Hermes i Sundsvall a financially healthy housing cooperative?
Brf Hermes i Sundsvall receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Hermes i Sundsvall?
The debt is 12,115 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Sundsvall.
How high is the fee in Brf Hermes i Sundsvall?
The annual fee is 740 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 2 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Hermes i Sundsvall has a health score of 4 out of 10.