Hemlo's BRF analysis
Brf Hovs Tak
Org. no. 769635-9517 · Göteborg
Summary
Brf Hovs Tak receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,562 kr per square metre and the annual fee is 865 kr per square metre per year. Smaller maintenance fund than 100% of associations in Göteborg. The analysis highlights, among other things: Hög skuldsättning per kvm ökar risken för framtida avgiftschocker, Mycket hög räntekänslighet vid stigande räntor, Ingen underhållsfond ger svagt skydd mot framtida större kostnader.
Compared with neighbouring associations
- Higher debt per m² than 84% of associations in Göteborg
- Higher fee per m² than 63% of associations in Göteborg
- Smaller maintenance fund than 100% of associations in Göteborg
- Higher equity ratio than 89% of associations in Göteborg
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Göteborg
- Built
- 2024
- Apartments
- 58
- Total area
- 3 539 m²
Identified risks
- High debt per sqm increases the risk of future fee shocksCritical
- Very high interest rate sensitivity when interest rates riseCritical
- No maintenance fund provides weak protection against future larger costsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre12,562 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre865 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Hovs Tak a financially healthy housing cooperative?
- Brf Hovs Tak receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Hovs Tak?
- The debt is 12,562 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 84% of associations in Göteborg.
- How high is the fee in Brf Hovs Tak?
- The annual fee is 865 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Hovs Tak has a health score of 6 out of 10.