Hemlo's BRF analysis

Brf Irma 5

Org. no. 769632-6458 · Västerås

Acceptable, with remarksBased on the 2025 annual report · Analysed 18 Jun 2026

Summary

Brf Irma 5 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,288 kr per square metre and the annual fee is 880 kr per square metre per year. Smaller maintenance fund than 96% of associations in Västerås. The analysis highlights, among other things: Stor risk för kommande stambyte, Mycket hög räntekänslighet, Gamla och otillräckligt dokumenterade renoveringar.

Compared with neighbouring associations

  • Higher debt per m² than 91% of associations in Västerås
  • Higher fee per m² than 67% of associations in Västerås
  • Smaller maintenance fund than 96% of associations in Västerås
  • Higher equity ratio than 64% of associations in Västerås

Association facts

Municipality
Västerås
Built
1929
Apartments
6
Total area
495 m²

Identified risks

  • High risk of a forthcoming pipe replacement (stambyte)Critical
  • Very high interest-rate sensitivityHigh
  • Old and inadequately documented renovationsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,288 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre880 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Irma 5 a financially healthy housing cooperative?
Brf Irma 5 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Irma 5?
The debt is 11,288 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Västerås.
How high is the fee in Brf Irma 5?
The annual fee is 880 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Irma 5 has a health score of 6 out of 10.