Hemlo's BRF analysis

Brf Isbjörnen

Org. no. 769609-6523 · Södertälje

Acceptable, with remarksBased on the 2025 annual report · Analysed 8 Jun 2026

Summary

Brf Isbjörnen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,739 kr per square metre and the annual fee is 950 kr per square metre per year. Higher debt per m² than 87% of associations in Södertälje. The annual fee has increased 14% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Hög månadsavgift per kvm.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Södertälje
  • Higher fee per m² than 75% of associations in Södertälje
  • Larger maintenance fund than 71% of associations in Södertälje

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²950 kr/m²
+14% over 2 yr20232025
Debt/m²10 739 kr/m²
-2% over 2 yr20232025
Equity ratio54 %
0 pp over 2 yr20232025

Association facts

Municipality
Södertälje
Apartments
43
Total area
3 496 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • High monthly service charge per sqm (kvm)High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,739 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre950 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Isbjörnen a financially healthy housing cooperative?
Brf Isbjörnen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Isbjörnen?
The debt is 10,739 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Södertälje.
How high is the fee in Brf Isbjörnen?
The annual fee is 950 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Isbjörnen has a health score of 6 out of 10.