Hemlo's BRF analysis

Brf Iskristallen

Org. no. 769621-5164 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Aug 2026

Summary

Brf Iskristallen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,518 kr per square metre and the annual fee is 720 kr per square metre per year. Higher debt per m² than 89% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög belåning per kvm ökar känsligheten för avgiftshöjningar, Hög räntekänslighet kan slå hårt mot avgifterna, Kort löptid på flera lån skapar refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 89% of associations in Stockholm
  • Larger maintenance fund than 79% of associations in Stockholm
  • Higher equity ratio than 77% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²720 kr/m²
+2% over 1 yr20242025
Debt/m²11 518 kr/m²
-2% over 1 yr20242025
Equity ratio83 %
+1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
2011
Apartments
168
Total area
12 512 m²

Identified risks

  • High leverage per square metre increases sensitivity to rent increasesCritical
  • High interest-rate sensitivity can hit the fees hardCritical
  • Short maturities on multiple loans create refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre11,518 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre720 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Iskristallen a financially healthy housing cooperative?
Brf Iskristallen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Iskristallen?
The debt is 11,518 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 89% of associations in Stockholm.
How high is the fee in Brf Iskristallen?
The annual fee is 720 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Iskristallen has a health score of 5 out of 10.