Hemlo's BRF analysis

Brf Isolatorn 1

Org. no. 769617-2415 · Västerås

Strong associationBased on the 2025 annual report · Analysed 18 Jul 2026

Top 40% in Västerås

Summary

Brf Isolatorn 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,472 kr per square metre and the annual fee is 823 kr per square metre per year. Higher equity ratio than 83% of associations in Västerås. The analysis highlights, among other things: Låg underhållsreserv ökar risken för framtida avgiftspåslag, Två stora lån förfaller nära i tid, Hög räntekänslighet kan driva upp avgifterna.

Compared with neighbouring associations

  • Higher debt per m² than 78% of associations in Västerås
  • Smaller maintenance fund than 66% of associations in Västerås
  • Higher equity ratio than 83% of associations in Västerås

Association facts

Municipality
Västerås
Built
2015
Apartments
29
Total area
2 389 m²

Identified risks

  • Low maintenance reserve increases the risk of future fee increasesHigh
  • Two large loans fall due close together in timeHigh
  • High interest rate sensitivity can drive up the fees.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,472 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre823 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Isolatorn 1 a financially healthy housing cooperative?
Brf Isolatorn 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Isolatorn 1?
The debt is 9,472 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Västerås.
How high is the fee in Brf Isolatorn 1?
The annual fee is 823 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Isolatorn 1 has a health score of 8 out of 10.