Hemlo's BRF analysis

Brf Julstjärnan 4

Org. no. 769608-4040 · Stockholm

Weaknesses presentBased on the 2025 annual report · Analysed 13 Jul 2026

Summary

Brf Julstjärnan 4 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 1,177 kr per square metre per year. Higher fee per m² than 97% of associations in Stockholm. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet i förhållande till intäkterna, Förhöjd risk för stambyte i mycket gammal fastighet, Hög skuldsättning med refinansieringsrisk.

Compared with neighbouring associations

  • Lower debt per m² than 66% of associations in Stockholm
  • Higher fee per m² than 97% of associations in Stockholm
  • Smaller maintenance fund than 78% of associations in Stockholm
  • Lower equity ratio than 76% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 177 kr/m²
+3% over 1 yr20242025
Debt/m²12 966 kr/m²
+12% over 1 yr20242025
Equity ratio49 %
-5 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1919
Apartments
11
Total area
523 m²

Identified risks

  • Very high interest-rate sensitivity in relation to revenuesCritical
  • Increased risk of a pipe replacement in a very old propertyCritical
  • High indebtedness with refinancing riskCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,177 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Julstjärnan 4 a financially healthy housing cooperative?
Brf Julstjärnan 4 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Julstjärnan 4?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Stockholm.
How high is the fee in Brf Julstjärnan 4?
The annual fee is 1,177 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Julstjärnan 4 has a health score of 4 out of 10.