Hemlo's BRF analysis

Brf Kajen 3 i Skärhamn

Org. no. 769629-6644 · Tjörn

Stable associationBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Brf Kajen 3 i Skärhamn receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,920 kr per square metre and the annual fee is 854 kr per square metre per year. The analysis highlights, among other things: Hög skuldsättning per kvm ger känslig förening, Mycket hög räntekänslighet kan slå mot avgiften, Låg underhållsfond ökar risken för framtida avgiftshöjningar.

Association facts

Municipality
Tjörn
Built
2020
Apartments
53
Total area
4 166 m²

Identified risks

  • High debt per m² creates a sensitive associationCritical
  • Very high interest-rate sensitivity can hit the fee.Critical
  • Low maintenance fund increases the risk of future rent increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,920 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre854 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kajen 3 i Skärhamn a financially healthy housing cooperative?
Brf Kajen 3 i Skärhamn receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kajen 3 i Skärhamn?
The debt is 9,920 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Kajen 3 i Skärhamn?
The annual fee is 854 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kajen 3 i Skärhamn has a health score of 7 out of 10.