Hemlo's BRF analysis

Brf Käranden 43-45

Org. no. 769618-8718 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Brf Käranden 43-45 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,261 kr per square metre and the annual fee is 1,280 kr per square metre per year. Higher fee per m² than 98% of associations in Lund. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldnivå per kvadratmeter, Avgiftsnivån är ovanligt hög, Räntekostnader kan snabbt slå mot ekonomin.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Lund
  • Higher fee per m² than 98% of associations in Lund
  • Higher equity ratio than 61% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 280 kr/m²
+1% over 1 yr20242025
Debt/m²12 261 kr/m²
-1% over 1 yr20242025
Equity ratio63 %
+1 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2009
Apartments
22
Total area
1 290 m²

Identified risks

  • Very high debt level per square meterHigh
  • The fee level is unusually high.High
  • Interest costs can quickly hit your financesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre12,261 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,280 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Käranden 43-45 a financially healthy housing cooperative?
Brf Käranden 43-45 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Käranden 43-45?
The debt is 12,261 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Lund.
How high is the fee in Brf Käranden 43-45?
The annual fee is 1,280 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Käranden 43-45 has a health score of 5 out of 10.