Hemlo's BRF analysis

Brf Karlatornet 1:2

Org. no. 769633-2308 · Göteborg

Acceptable, with remarksBased on the 2024 annual report · Analysed 16 Jun 2026

Summary

Brf Karlatornet 1:2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,015 kr per square metre and the annual fee is 889 kr per square metre per year. Smaller maintenance fund than 100% of associations in Göteborg. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet med redan höjd avgift, Refinansieringsrisk med stora lån som förfaller nära varandra.

Compared with neighbouring associations

  • Higher debt per m² than 78% of associations in Göteborg
  • Higher fee per m² than 65% of associations in Göteborg
  • Smaller maintenance fund than 100% of associations in Göteborg
  • Higher equity ratio than 96% of associations in Göteborg

Association facts

Municipality
Göteborg
Built
2023
Apartments
100
Total area
6 611 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest-rate sensitivity with the fee already increasedCritical
  • Refinancing risk with large loans maturing close togetherHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre12,015 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre889 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Karlatornet 1:2 a financially healthy housing cooperative?
Brf Karlatornet 1:2 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Karlatornet 1:2?
The debt is 12,015 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Göteborg.
How high is the fee in Brf Karlatornet 1:2?
The annual fee is 889 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Karlatornet 1:2 has a health score of 5 out of 10.