Hemlo's BRF analysis

Brf Karolinerna nr 18

Org. no. 757201-0812 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Top 36% in Göteborg

Summary

Brf Karolinerna nr 18 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 782 kr per square metre per year. Lower debt per m² than 83% of associations in Göteborg. The analysis highlights, among other things: Stambyte okänt i mycket gammal fastighet, Refinansiering av hela låneportföljen inom kort tid, Tomträtt kan ge framtida avgiftshöjning.

Compared with neighbouring associations

  • Lower debt per m² than 83% of associations in Göteborg
  • Lower fee per m² than 64% of associations in Göteborg
  • Smaller maintenance fund than 79% of associations in Göteborg
  • Lower equity ratio than 72% of associations in Göteborg

Association facts

Municipality
Göteborg
Built
1949
Apartments
30
Total area
1 826 m²

Identified risks

  • Replacement of the main building services unknown in a very old propertyHigh
  • Refinancing the entire loan portfolio within a short period of timeHigh
  • Ground lease (tomträtt) can lead to future increases in fees.High

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre782 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Karolinerna nr 18 a financially healthy housing cooperative?
Brf Karolinerna nr 18 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Karolinerna nr 18?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 83% of associations in Göteborg.
How high is the fee in Brf Karolinerna nr 18?
The annual fee is 782 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Karolinerna nr 18 has a health score of 6 out of 10.