Hemlo's BRF analysis

Brf Kärven

Org. no. 725000-1299 · Norrköping

Strong associationBased on the 2025 annual report · Analysed 15 Aug 2026

Top 37% in Norrköping

Summary

Brf Kärven receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,043 kr per square metre and the annual fee is 664 kr per square metre per year. Lower fee per m² than 90% of associations in Norrköping. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Trolig stamrisk i mycket gammal fastighet, Avgiftsrisk och svag buffert i underhållsfonden, Kort löptidsbild på lånen ger refinansieringsrisk.

Compared with neighbouring associations

  • Lower debt per m² than 73% of associations in Norrköping
  • Lower fee per m² than 90% of associations in Norrköping
  • Smaller maintenance fund than 90% of associations in Norrköping
  • Higher equity ratio than 65% of associations in Norrköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²664 kr/m²
+10% over 1 yr20242025
Debt/m²2 043 kr/m²
-1% over 1 yr20242025
Equity ratio65 %
0 pp over 1 yr20242025

Association facts

Municipality
Norrköping
Built
1934
Apartments
16
Total area
1 012 m²

Identified risks

  • Likely aging pipework risk in a very old propertyCritical
  • Fee risk and weak maintenance fund bufferHigh
  • Short-term loan exposure creates refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,043 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre664 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kärven a financially healthy housing cooperative?
Brf Kärven receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kärven?
The debt is 2,043 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 73% of associations in Norrköping.
How high is the fee in Brf Kärven?
The annual fee is 664 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kärven has a health score of 8 out of 10.