Hemlo's BRF analysis

BRF Kostergården

Org. no. 769630-3531 · Strömstad

Acceptable, with remarksBased on the 2024 annual report · Analysed 2 Jun 2026

Summary

BRF Kostergården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 17,492 kr per square metre and the annual fee is 2,136 kr per square metre per year. Higher debt per m² than 100% of associations in Strömstad. The analysis highlights, among other things: Mycket hög räntekänslighet vid räntelyft, Mycket hög skuldsättning per kvm, Hög avgiftsnivå per kvm tyder på redan ansträngd kostnadsbild.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Strömstad
  • Higher fee per m² than 100% of associations in Strömstad
  • Higher equity ratio than 77% of associations in Strömstad

Association facts

Municipality
Strömstad
Built
2015
Apartments
28
Total area
884 m²

Identified risks

  • Very high interest rate sensitivity when interest rates riseCritical
  • Very high debt per sq m (m²)Critical
  • High fee level per sq m indicates an already strained cost structureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre17,492 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre2,136 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Kostergården a financially healthy housing cooperative?
BRF Kostergården receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Kostergården?
The debt is 17,492 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Strömstad.
How high is the fee in BRF Kostergården?
The annual fee is 2,136 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Kostergården has a health score of 5 out of 10.