Hemlo's BRF analysis
Brf Kryddkrämaren
Org. no. 785000-1566 · Gävle
Top 6% in Gävle
Summary
Brf Kryddkrämaren receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,558 kr per square metre and the annual fee is 673 kr per square metre per year. Lower debt per m² than 85% of associations in Gävle. The analysis highlights, among other things: Relativt svag soliditet ger begränsad buffert, Låg underhållsfond inför kommande stora arbeten, Lån förfaller inom kort och kräver aktiv refinansiering.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Gävle
- Lower fee per m² than 70% of associations in Gävle
- Smaller maintenance fund than 80% of associations in Gävle
- Lower equity ratio than 64% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1961
- Apartments
- 48
- Total area
- 3 490 m²
Identified risks
- A relatively weak solidity provides a limited buffer.High
- Low maintenance fund ahead of upcoming major worksHigh
- Loans are due soon and require active refinancingMedium
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- Debt per square metre1,558 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre673 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Kryddkrämaren a financially healthy housing cooperative?
- Brf Kryddkrämaren receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Kryddkrämaren?
- The debt is 1,558 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Gävle.
- How high is the fee in Brf Kryddkrämaren?
- The annual fee is 673 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kryddkrämaren has a health score of 9 out of 10.