Hemlo's BRF analysis

BRF Laxen1

Org. no. 726000-0802 · Jönköping

Acceptable, with remarksBased on the 2024 annual report · Analysed 24 Jun 2026

Summary

BRF Laxen1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 669 kr per square metre per year. Lower debt per m² than 90% of associations in Jönköping. The annual fee has increased 15% over 1 years. The analysis highlights, among other things: Stambyte nära eller ej verifierat i 1950-talshus, Ränterisk eftersom hela låneportföljen är rörlig, Mycket låg underhållsfond i förhållande till fastighetens ålder.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Jönköping
  • Lower fee per m² than 65% of associations in Jönköping
  • Smaller maintenance fund than 70% of associations in Jönköping
  • Lower equity ratio than 70% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²669 kr/m²
+15% over 1 yr20232024
Debt/m²2 330 kr/m²
+7% over 1 yr20232024
Equity ratio28 %
-1 pp over 1 yr20232024

Association facts

Municipality
Jönköping
Apartments
21
Total area
1 010 m²

Identified risks

  • Pipe replacement near to or not verified in 1950s buildingsCritical
  • Interest-rate risk because the entire loan portfolio is variableHigh
  • Very low maintenance fund in relation to the property’s ageHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre669 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Laxen1 a financially healthy housing cooperative?
BRF Laxen1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Laxen1?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Jönköping.
How high is the fee in BRF Laxen1?
The annual fee is 669 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Laxen1 has a health score of 6 out of 10.