Hemlo's BRF analysis

Brf Lövet i Björkris

Org. no. 769614-4968 · Kungsbacka

Weaknesses presentBased on the 2025 annual report · Analysed 24 Apr 2026

Summary

Brf Lövet i Björkris receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,418 kr per square metre and the annual fee is 898 kr per square metre per year. Higher debt per m² than 79% of associations in Kungsbacka. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid ränteuppgång, Mycket låg underhållsfond i relation till ytan.

Compared with neighbouring associations

  • Higher debt per m² than 79% of associations in Kungsbacka
  • Higher fee per m² than 69% of associations in Kungsbacka
  • Lower equity ratio than 69% of associations in Kungsbacka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²898 kr/m²
+10% over 1 yr20242025
Debt/m²12 418 kr/m²
0% over 1 yr20242025
Equity ratio66 %
0 pp over 1 yr20242025

Association facts

Municipality
Kungsbacka
Built
2017
Apartments
94
Total area
5 907 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivity when interest rates riseHigh
  • Very low maintenance fund in relation to the areaHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,418 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre898 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Lövet i Björkris a financially healthy housing cooperative?
Brf Lövet i Björkris receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Lövet i Björkris?
The debt is 12,418 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 79% of associations in Kungsbacka.
How high is the fee in Brf Lövet i Björkris?
The annual fee is 898 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Lövet i Björkris has a health score of 4 out of 10.