Hemlo's BRF analysis

Brf Lugnet 1

Org. no. 769637-7790 · Linköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 18 Aug 2026

Summary

Brf Lugnet 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,639 kr per square metre and the annual fee is 936 kr per square metre per year. Higher equity ratio than 81% of associations in Linköping. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid ränteuppgång, Låg underhållsfond i förhållande till framtida behov.

Compared with neighbouring associations

  • Higher debt per m² than 78% of associations in Linköping
  • Higher fee per m² than 78% of associations in Linköping
  • Smaller maintenance fund than 65% of associations in Linköping
  • Higher equity ratio than 81% of associations in Linköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²936 kr/m²
-2% over 1 yr20242025
Debt/m²11 639 kr/m²
0% over 1 yr20242025
Equity ratio76 %
0 pp over 1 yr20242025

Association facts

Municipality
Linköping
Built
2021
Apartments
55
Total area
4 099 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivity when interest rates riseCritical
  • Low maintenance fund relative to future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,639 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre936 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Lugnet 1 a financially healthy housing cooperative?
Brf Lugnet 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Lugnet 1?
The debt is 11,639 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Linköping.
How high is the fee in Brf Lugnet 1?
The annual fee is 936 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Lugnet 1 has a health score of 6 out of 10.