Hemlo's BRF analysis

BRF Lyckan

Org. no. 726000-3673 · Jönköping

Strong associationBased on the 2025 annual report · Analysed 5 Jul 2026

Top 10% in Jönköping

Summary

BRF Lyckan receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is -40 kr per square metre and the annual fee is 684 kr per square metre per year. Lower debt per m² than 100% of associations in Jönköping. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Stor osäkerhet kring stammar i 1940-talsfastighet, Mycket låg underhållsfond i förhållande till ytan, Låneförfall koncentrerat till ett enda datum.

Compared with neighbouring associations

  • Lower debt per m² than 100% of associations in Jönköping
  • Lower fee per m² than 63% of associations in Jönköping
  • Smaller maintenance fund than 62% of associations in Jönköping
  • Lower equity ratio than 70% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²684 kr/m²
+6% over 1 yr20242025
Debt/m²536 kr/m²
-7% over 1 yr20242025
Equity ratio30 %
+1 pp over 1 yr20242025

Association facts

Municipality
Jönköping
Apartments
72
Total area
3 600 m²

Identified risks

  • High uncertainty regarding the foundations in a 1940s propertyCritical
  • Very low maintenance fund in relation to the areaHigh
  • Loan maturities concentrated on a single dateHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre-40 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre684 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Lyckan a financially healthy housing cooperative?
BRF Lyckan receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Lyckan?
The debt is -40 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 100% of associations in Jönköping.
How high is the fee in BRF Lyckan?
The annual fee is 684 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Lyckan has a health score of 9 out of 10.