Hemlo's BRF analysis

Brf Marinan

Org. no. 769621-9026 · Borgholm

Weaknesses presentBased on the 2025 annual report · Analysed 12 Jul 2026

Summary

Brf Marinan receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 801 kr per square metre per year. The annual fee has increased 51% over 3 years. The analysis highlights, among other things: Svag buffert och ingen upparbetad underhållsfond, Hög beroendegrad av lokal- och övriga intäkter, Tomträtt med framtida omförhandlingsrisk.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²801 kr/m²
+51% over 3 yr20222025
Debt/m²2 601 kr/m²
+245% over 3 yr20222025
Equity ratio92 %
-4 pp over 3 yr20222025

Association facts

Municipality
Borgholm
Built
2011
Apartments
18
Total area
745 m²

Identified risks

  • Weak buffer and no established maintenance fundHigh
  • High dependence on local and other incomeHigh
  • Leasehold with future renegotiation riskMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre801 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Marinan a financially healthy housing cooperative?
Brf Marinan receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Marinan?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Marinan?
The annual fee is 801 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 51% over 3 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Marinan has a health score of 4 out of 10.