Hemlo's BRF analysis

Brf Merkur

Org. no. 717600-1480 · Uppsala

Strong associationBased on the 2025 annual report · Analysed 28 Jul 2026

Top 37% in Uppsala

Summary

Brf Merkur receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,169 kr per square metre and the annual fee is 664 kr per square metre per year. Smaller maintenance fund than 95% of associations in Uppsala. The annual fee has increased 16% over 3 years. The analysis highlights, among other things: Intäktsstrukturen är beroende av lokaler och andra sidointäkter, Underhållsfonden är i praktiken tom, Okänt stambytesläge – stor dold underhållsrisk.

Compared with neighbouring associations

  • Lower debt per m² than 76% of associations in Uppsala
  • Lower fee per m² than 84% of associations in Uppsala
  • Smaller maintenance fund than 95% of associations in Uppsala

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²664 kr/m²
+16% over 3 yr20222025
Debt/m²2 169 kr/m²
-9% over 3 yr20222025
Equity ratio52 %
-1 pp over 3 yr20222025

Association facts

Municipality
Uppsala
Apartments
37
Total area
2 398 m²

Identified risks

  • The income structure depends on premises and other ancillary income.High
  • The maintenance fund is effectively emptyHigh
  • Unknown pipe replacement condition – major hidden maintenance riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,169 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre664 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Merkur a financially healthy housing cooperative?
Brf Merkur receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Merkur?
The debt is 2,169 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 76% of associations in Uppsala.
How high is the fee in Brf Merkur?
The annual fee is 664 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Merkur has a health score of 8 out of 10.