Hemlo's BRF analysis

BRF MIDGÅRD I VÄSTERÅS

Org. no. 778000-7014 · Västerås

Stable associationBased on the 2025 annual report · Analysed 22 May 2026

Top 46% in Västerås

Summary

BRF MIDGÅRD I VÄSTERÅS receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,446 kr per square metre and the annual fee is 760 kr per square metre per year. Larger maintenance fund than 76% of associations in Västerås. The annual fee has increased 16% over 2 years. The analysis highlights, among other things: Tydlig stambyterisk i 1960-talshus, Räntekänslighet som kan slå mot avgiften, Låg underhållsfond inför kommande stora åtaganden.

Compared with neighbouring associations

  • Lower debt per m² than 66% of associations in Västerås
  • Lower fee per m² than 67% of associations in Västerås
  • Larger maintenance fund than 76% of associations in Västerås
  • Lower equity ratio than 65% of associations in Västerås

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²760 kr/m²
+16% over 2 yr20232025
Debt/m²3 445 kr/m²
-4% over 2 yr20232025
Equity ratio24 %
+2 pp over 2 yr20232025

Association facts

Municipality
Västerås
Built
1969
Apartments
126
Total area
9 681 m²

Identified risks

  • Clear replacement of main drain/sewer lines in 1960s buildingsCritical
  • Interest-rate sensitivity that can hit the service chargeHigh
  • Low maintenance fund ahead of upcoming major commitmentsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,446 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre760 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF MIDGÅRD I VÄSTERÅS a financially healthy housing cooperative?
BRF MIDGÅRD I VÄSTERÅS receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF MIDGÅRD I VÄSTERÅS?
The debt is 3,446 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Västerås.
How high is the fee in BRF MIDGÅRD I VÄSTERÅS?
The annual fee is 760 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF MIDGÅRD I VÄSTERÅS has a health score of 7 out of 10.