Hemlo's BRF analysis

BRF Montebello 4 i Stockholm

Org. no. 769604-9746 · Stockholm

Weaknesses presentBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

BRF Montebello 4 i Stockholm receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,976 kr per square metre and the annual fee is 653 kr per square metre per year. Higher debt per m² than 75% of associations in Stockholm. The annual fee has increased 3% over 5 years. The analysis highlights, among other things: Hög risk för kostsamt stambyte i gammal fastighet, Hög beroendegrad av lokalintäkter kan tvinga fram avgiftshöjning, Lång period utan avgiftshöjning trots underskott.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Stockholm
  • Lower fee per m² than 66% of associations in Stockholm
  • Larger maintenance fund than 66% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²653 kr/m²
+3% over 5 yr2020–2025
Debt/m²8 920 kr/m²
-21% over 5 yr2020–2025
Equity ratio71 %
+4 pp over 5 yr2020–2025

Association facts

Municipality
Stockholm
Built
1937
Apartments
34
Total area
1 761 m²

Identified risks

  • High risk of costly pipe replacement in an old propertyCritical
  • A high dependence on local rental income may force an increase in feesHigh
  • Long period without a fee increase despite a deficitHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre8,976 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre653 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Montebello 4 i Stockholm a financially healthy housing cooperative?
BRF Montebello 4 i Stockholm receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Montebello 4 i Stockholm?
The debt is 8,976 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Stockholm.
How high is the fee in BRF Montebello 4 i Stockholm?
The annual fee is 653 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 5 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Montebello 4 i Stockholm has a health score of 4 out of 10.