Hemlo's BRF analysis

Brf Mörtnäs Havsvy

Org. no. 769631-3324 · Värmdö

Acceptable, with remarksBased on the 2025 annual report · Analysed 18 Aug 2026

Summary

Brf Mörtnäs Havsvy receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,089 kr per square metre and the annual fee is 568 kr per square metre per year. Lower fee per m² than 88% of associations in Värmdö. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldsättning med stor avgiftspåverkan, Extrem räntekänslighet vid högre räntor, Stor låneförfallokoncentration inom ett år.

Compared with neighbouring associations

  • Lower fee per m² than 88% of associations in Värmdö
  • Smaller maintenance fund than 79% of associations in Värmdö
  • Higher equity ratio than 68% of associations in Värmdö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²568 kr/m²
0% over 1 yr20242025
Debt/m²11 089 kr/m²
-1% over 1 yr20242025
Equity ratio79 %
0 pp over 1 yr20242025

Association facts

Municipality
Värmdö
Built
2016
Apartments
12
Total area
1 284 m²

Identified risks

  • High indebtedness with a large impact on feesCritical
  • Extreme interest-rate sensitivity at higher interest ratesCritical
  • High loan maturity concentration within one yearCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,089 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre568 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Mörtnäs Havsvy a financially healthy housing cooperative?
Brf Mörtnäs Havsvy receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Mörtnäs Havsvy?
The debt is 11,089 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Mörtnäs Havsvy?
The annual fee is 568 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Mörtnäs Havsvy has a health score of 5 out of 10.