Hemlo's BRF analysis

Brf Norrbacka

Org. no. 789200-0402 · Sundsvall

Strong associationBased on the 2024 annual report · Analysed 13 Jul 2026

Top 19% in Sundsvall

Summary

Brf Norrbacka receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 689 kr per square metre per year. Lower equity ratio than 96% of associations in Sundsvall. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket svag soliditet ger liten buffert mot kostnadsökningar, Alla lån förfaller inom kort tid vilket kan pressa räntekostnaderna, Underhållsfonden är kraftigt underdimensionerad.

Compared with neighbouring associations

  • Lower debt per m² than 92% of associations in Sundsvall
  • Lower fee per m² than 92% of associations in Sundsvall
  • Smaller maintenance fund than 62% of associations in Sundsvall
  • Lower equity ratio than 96% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²689 kr/m²
+3% over 1 yr20232024
Debt/m²1 679 kr/m²
+2% over 1 yr20232024
Equity ratio5 %
-3 pp over 1 yr20232024

Association facts

Municipality
Sundsvall
Built
1959
Apartments
115
Total area
8 611 m²

Identified risks

  • Very weak equity ratio provides little buffer against cost increasesHigh
  • All loans will fall due in the near term, which could put pressure on interest costs.High
  • The maintenance fund is significantly underfunded.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre689 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Norrbacka a financially healthy housing cooperative?
Brf Norrbacka receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Norrbacka?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 92% of associations in Sundsvall.
How high is the fee in Brf Norrbacka?
The annual fee is 689 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Norrbacka has a health score of 9 out of 10.