Hemlo's BRF analysis

Brf Norrtullsgatan Lågan

Org. no. 769630-1170 · Växjö

Acceptable, with remarksBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

Brf Norrtullsgatan Lågan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,672 kr per square metre and the annual fee is 862 kr per square metre per year. Higher equity ratio than 82% of associations in Växjö. The analysis highlights, among other things: Mycket hög belåning per kvadratmeter, Stor refinansieringsrisk 2026–2028, Låg underhållsreserv i förhållande till kommande behov.

Compared with neighbouring associations

  • Higher debt per m² than 81% of associations in Växjö
  • Higher fee per m² than 65% of associations in Växjö
  • Larger maintenance fund than 78% of associations in Växjö
  • Higher equity ratio than 82% of associations in Växjö

Association facts

Municipality
Växjö
Built
2018
Apartments
91
Total area
7 403 m²

Identified risks

  • Very high loan-to-value per square meterCritical
  • High refinancing risk 2026–2028High
  • Low maintenance reserve in relation to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,672 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre862 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Norrtullsgatan Lågan a financially healthy housing cooperative?
Brf Norrtullsgatan Lågan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Norrtullsgatan Lågan?
The debt is 12,672 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Växjö.
How high is the fee in Brf Norrtullsgatan Lågan?
The annual fee is 862 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Norrtullsgatan Lågan has a health score of 6 out of 10.