Hemlo's BRF analysis

Brf Panorama

Org. no. 769639-8812 · Nynäshamn

Clear risksBased on the 2025 annual report · Analysed 24 Aug 2026

Summary

Brf Panorama receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,507 kr per square metre and the annual fee is 253 kr per square metre per year. The analysis highlights, among other things: Mycket hög belåning per kvm, Extrem räntekänslighet, Underhållsfond saknas helt.

Association facts

Municipality
Nynäshamn
Built
2025
Apartments
36
Total area
2 334 m²

Identified risks

  • Very high loan-to-value per m²Critical
  • Extreme interest rate sensitivityCritical
  • The maintenance fund is completely missing.High

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  • Debt per square metre13,507 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre253 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Panorama a financially healthy housing cooperative?
Brf Panorama receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Panorama?
The debt is 13,507 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Panorama?
The annual fee is 253 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Panorama has a health score of 3 out of 10.