Hemlo's BRF analysis

Brf Pansarbilen

Org. no. 716401-3976 · Uppsala

Acceptable, with remarksBased on the 2024 annual report · Analysed 23 Jun 2026

Summary

Brf Pansarbilen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 5,481 kr per square metre and the annual fee is 795 kr per square metre per year. Lower equity ratio than 96% of associations in Uppsala. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram avgiftshöjningar, Stambyte är sannolikt en stor osäkerhet i en 1945-byggnad, Kortfristig låneförfallostruktur ökar refinansieringsrisken.

Compared with neighbouring associations

  • Smaller maintenance fund than 81% of associations in Uppsala
  • Lower equity ratio than 96% of associations in Uppsala

Association facts

Municipality
Uppsala
Built
1945
Apartments
36
Total area
2 606 m²

Identified risks

  • Very high interest rate sensitivity may force fee increases.Critical
  • A pipe replacement is likely a major uncertainty in a 1945-built property.Critical
  • Short-term loan maturity structure increases refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,481 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre795 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Pansarbilen a financially healthy housing cooperative?
Brf Pansarbilen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Pansarbilen?
The debt is 5,481 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Pansarbilen?
The annual fee is 795 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Pansarbilen has a health score of 6 out of 10.