Hemlo's BRF analysis

Brf Pilgrimen

Org. no. 793200-0180 · Östersund

Acceptable, with remarksBased on the 2023 annual report · Analysed 25 Jun 2026

Summary

Brf Pilgrimen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 5,042 kr per square metre and the annual fee is 697 kr per square metre per year. Lower equity ratio than 100% of associations in Östersund. The analysis highlights, among other things: Hög räntekänslighet vid omförhandling av lån, Osäkert stambyte i 60-talsfastighet, Ingen aktuell underhållsplan.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Östersund
  • Lower fee per m² than 89% of associations in Östersund
  • Lower equity ratio than 100% of associations in Östersund

Association facts

Municipality
Östersund
Built
1965
Apartments
26
Total area
2 208 m²

Identified risks

  • High interest rate sensitivity when refinancing loansCritical
  • Uncertain pipe replacement in a 1960s propertyCritical
  • No current maintenance planHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre5,042 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre697 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Pilgrimen a financially healthy housing cooperative?
Brf Pilgrimen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Brf Pilgrimen?
The debt is 5,042 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Östersund.
How high is the fee in Brf Pilgrimen?
The annual fee is 697 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Pilgrimen has a health score of 5 out of 10.