Hemlo's BRF analysis

Brf Puman 5

Org. no. 769620-5595 · Solna

Weaknesses presentBased on the 2025 annual report · Analysed 26 Jul 2026

Summary

Brf Puman 5 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,656 kr per square metre and the annual fee is 829 kr per square metre per year. Smaller maintenance fund than 84% of associations in Solna. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Trolig stor underhållsrisk för stammar i 70-talshus, Hög avgiftspress från skulder och räntekänslighet, Låg underhållsfond i förhållande till ålder och framtida behov.

Compared with neighbouring associations

  • Higher debt per m² than 68% of associations in Solna
  • Higher fee per m² than 68% of associations in Solna
  • Smaller maintenance fund than 84% of associations in Solna
  • Lower equity ratio than 62% of associations in Solna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²829 kr/m²
+6% over 1 yr20242025
Debt/m²8 656 kr/m²
+19% over 1 yr20242025
Equity ratio66 %
-1 pp over 1 yr20242025

Association facts

Municipality
Solna
Built
1975
Apartments
45
Total area
2 373 m²

Identified risks

  • Likely major maintenance risk for the pipework in 1970s buildingsCritical
  • High fee pressure from debt and interest-rate sensitivityCritical
  • Low maintenance fund relative to age and future needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,656 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre829 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Puman 5 a financially healthy housing cooperative?
Brf Puman 5 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Puman 5?
The debt is 8,656 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 68% of associations in Solna.
How high is the fee in Brf Puman 5?
The annual fee is 829 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Puman 5 has a health score of 4 out of 10.