Hemlo's BRF analysis
Brf Räfsan 3 i Stockholm
Org. no. 769604-3632 · Stockholm
Top 18% in Stockholm
Summary
Brf Räfsan 3 i Stockholm receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,858 kr per square metre and the annual fee is 684 kr per square metre per year. Higher equity ratio than 88% of associations in Stockholm. The analysis highlights, among other things: Tomträtt kan ge kraftigt ökade kostnader vid nästa omförhandling, Stor refinansieringsrisk när hela låneportföljen förfaller samtidigt, Avgiften har redan höjts tydligt och kan fortsätta uppåt.
Compared with neighbouring associations
- Lower debt per m² than 86% of associations in Stockholm
- Lower fee per m² than 61% of associations in Stockholm
- Smaller maintenance fund than 62% of associations in Stockholm
- Higher equity ratio than 88% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Built
- 1987
- Apartments
- 37
- Total area
- 2 906 m²
Identified risks
- Ground rent (tomträtt) can lead to sharply increased costs at the next renegotiationCritical
- High refinancing risk when the entire loan portfolio matures at the same timeCritical
- The fee has already been raised significantly and may continue to increase further.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre1,858 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre684 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Räfsan 3 i Stockholm a financially healthy housing cooperative?
- Brf Räfsan 3 i Stockholm receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Räfsan 3 i Stockholm?
- The debt is 1,858 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 86% of associations in Stockholm.
- How high is the fee in Brf Räfsan 3 i Stockholm?
- The annual fee is 684 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Räfsan 3 i Stockholm has a health score of 7 out of 10.