Hemlo's BRF analysis
BRF Ramsågen 1
Org. no. 769628-2974 · Knivsta
Top 50% in Knivsta
Summary
BRF Ramsågen 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,357 kr per square metre and the annual fee is 943 kr per square metre per year. Larger maintenance fund than 69% of associations in Knivsta. The annual fee has increased 13% over 1 years. The analysis highlights, among other things: Hög skuldsättning per kvm pressar avgiftsutrymmet, Mycket hög räntekänslighet vid fortsatt höga räntor, Låga reserver för framtida underhåll.
Compared with neighbouring associations
- Larger maintenance fund than 69% of associations in Knivsta
- Higher equity ratio than 62% of associations in Knivsta
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Knivsta
- Built
- 2015
- Apartments
- 30
- Total area
- 1 584 m²
Identified risks
- High debt per m² puts pressure on the fee capacityCritical
- Very high interest-rate sensitivity if interest rates remain highCritical
- Low reserves for future maintenanceHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre10,357 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre943 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Ramsågen 1 a financially healthy housing cooperative?
- BRF Ramsågen 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Ramsågen 1?
- The debt is 10,357 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in BRF Ramsågen 1?
- The annual fee is 943 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 13% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Ramsågen 1 has a health score of 6 out of 10.