Hemlo's BRF analysis
BRF Ripan 12
Org. no. 716419-5757 · Stockholm
Summary
BRF Ripan 12 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 9,589 kr per square metre and the annual fee is 602 kr per square metre per year. Higher debt per m² than 83% of associations in Stockholm. The analysis highlights, among other things: Extrem refinansieringsrisk när nästan alla lån förfaller samtidigt, Mycket hög räntekänslighet kan tvinga fram nya avgiftshöjningar, Mycket hög skuldsättning i förhållande till liten förening.
Compared with neighbouring associations
- Higher debt per m² than 83% of associations in Stockholm
- Lower fee per m² than 73% of associations in Stockholm
- Smaller maintenance fund than 65% of associations in Stockholm
- Higher equity ratio than 65% of associations in Stockholm
Association facts
- Municipality
- Stockholm
- Built
- 1929
- Apartments
- 10
- Total area
- 900 m²
Identified risks
- Extreme refinancing risk when almost all loans mature at the same timeCritical
- Very high interest rate sensitivity can force further increases in fees.Critical
- Very high debt in relation to a small associationCritical
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre9,589 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre602 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Ripan 12 a financially healthy housing cooperative?
- BRF Ripan 12 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in BRF Ripan 12?
- The debt is 9,589 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 83% of associations in Stockholm.
- How high is the fee in BRF Ripan 12?
- The annual fee is 602 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Ripan 12 has a health score of 6 out of 10.