Hemlo's BRF analysis
Brf Ritorpspärlan
Org. no. 769631-3167 · Södertälje
Summary
Brf Ritorpspärlan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 13,357 kr per square metre and the annual fee is 566 kr per square metre per year. Higher debt per m² than 100% of associations in Södertälje. The analysis highlights, among other things: Mycket hög räntekänslighet kan ge kraftiga avgiftshöjningar, Låg underhållsfond i förhållande till behov ökar risken för framtida avgiftslyft, Hela lånestocken behöver refinansieras inom kort tid.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Södertälje
- Lower fee per m² than 88% of associations in Södertälje
- Smaller maintenance fund than 94% of associations in Södertälje
- Higher equity ratio than 65% of associations in Södertälje
Association facts
- Municipality
- Södertälje
- Built
- 2016
- Apartments
- 19
- Total area
- 2 413 m²
Identified risks
- Very high interest-rate sensitivity can lead to significant fee increases.Critical
- Low maintenance fund relative to needs increases the risk of future fee increasesHigh
- The entire loan stock needs to be refinanced within a short period of time.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,357 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre566 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Ritorpspärlan a financially healthy housing cooperative?
- Brf Ritorpspärlan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in Brf Ritorpspärlan?
- The debt is 13,357 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Södertälje.
- How high is the fee in Brf Ritorpspärlan?
- The annual fee is 566 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Ritorpspärlan has a health score of 6 out of 10.