Hemlo's BRF analysis

Brf RTB (Rosengårds Trivsamma Bostäder)

Org. no. 769607-5709 · Malmö

Stable associationBased on the 2025 annual report · Analysed 9 Sept 2026

Top 28% in Malmö

Summary

Brf RTB (Rosengårds Trivsamma Bostäder) receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,863 kr per square metre and the annual fee is 1,029 kr per square metre per year. Smaller maintenance fund than 100% of associations in Malmö. The annual fee has increased 26% over 9 years. The analysis highlights, among other things: Tomträtt med framtida avgädsrisk, Ingen underhållsfond trots ålder på fastigheten, Stambyte kan närma sig i ett 35 år gammalt hus.

Compared with neighbouring associations

  • Higher fee per m² than 75% of associations in Malmö
  • Smaller maintenance fund than 100% of associations in Malmö
  • Lower equity ratio than 60% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 029 kr/m²
+26% over 9 yr2016–2025
Debt/m²5 863 kr/m²
-10% over 1 yr2024–2025
Equity ratio35 %
+3 pp over 9 yr2016–2025

Association facts

Municipality
Malmö
Built
1990
Apartments
96
Total area
9 085 m²

Identified risks

  • Ground lease with future fee (assessment) riskHigh
  • No maintenance fund despite the age of the propertyHigh
  • Repiping (stambyte) can come up in a house that is about 35 years oldHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,863 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,029 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf RTB (Rosengårds Trivsamma Bostäder) a financially healthy housing cooperative?
Brf RTB (Rosengårds Trivsamma Bostäder) receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf RTB (Rosengårds Trivsamma Bostäder)?
The debt is 5,863 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf RTB (Rosengårds Trivsamma Bostäder)?
The annual fee is 1,029 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 9 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf RTB (Rosengårds Trivsamma Bostäder) has a health score of 7 out of 10.