Hemlo's BRF analysis
BRF Ruth 19
Org. no. 769609-7679 · Helsingborg
Summary
BRF Ruth 19 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,404 kr per square metre and the annual fee is 902 kr per square metre per year. Smaller maintenance fund than 70% of associations in Helsingborg. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Hög räntekänslighet kan tvinga fram avgiftshöjningar, Stambytesrisk är oklar men kan bli kostsam i liten förening, Underhållsfonden är svag i förhållande till behovet.
Compared with neighbouring associations
- Higher fee per m² than 61% of associations in Helsingborg
- Smaller maintenance fund than 70% of associations in Helsingborg
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Helsingborg
- Apartments
- 8
- Total area
- 648 m²
Identified risks
- High interest rate sensitivity can force rent increasesCritical
- The risk of pipe replacement is uncertain but could become costly in a small housing association (BRF).High
- The maintenance fund is weak in relation to the needHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre6,404 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre902 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BRF Ruth 19 a financially healthy housing cooperative?
- BRF Ruth 19 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in BRF Ruth 19?
- The debt is 6,404 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in BRF Ruth 19?
- The annual fee is 902 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Ruth 19 has a health score of 6 out of 10.