Hemlo's BRF analysis

BRF SADELMAKAREN

Org. no. 717300-0089 · Östhammar

Strong associationBased on the 2025 annual report · Analysed 16 Sept 2026

Summary

BRF SADELMAKAREN receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,084 kr per square metre and the annual fee is 892 kr per square metre per year. The analysis highlights, among other things: Skuldsättning finns, men lånestrukturen är oklar, Låg underhållsfond kan ge framtida avgiftshöjningar, Mycket låg soliditet ger liten motståndskraft.

Association facts

Municipality
Östhammar
Apartments
35
Total area
2 084 m²

Identified risks

  • Debt exists, but the loan structure is unclearCritical
  • Low maintenance funds can lead to future fee increasesHigh
  • Very low equity ratio provides little resilienceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,084 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre892 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF SADELMAKAREN a financially healthy housing cooperative?
BRF SADELMAKAREN receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF SADELMAKAREN?
The debt is 3,084 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF SADELMAKAREN?
The annual fee is 892 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF SADELMAKAREN has a health score of 8 out of 10.