Hemlo's BRF analysis
Brf Saga
Org. no. 717600-2108 · Uppsala
Top 25% in Uppsala
Summary
Brf Saga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,526 kr per square metre and the annual fee is 834 kr per square metre per year. Lower equity ratio than 81% of associations in Uppsala. The analysis highlights, among other things: Mycket låg soliditet i föreningen, Hög skuldnivå i kombination med stora kommande arbeten, Låg underhållsfond inför kommande investeringar.
Compared with neighbouring associations
- Smaller maintenance fund than 75% of associations in Uppsala
- Lower equity ratio than 81% of associations in Uppsala
Association facts
- Municipality
- Uppsala
- Built
- 1963
- Apartments
- 46
- Total area
- 2 691 m²
Identified risks
- Very low equity ratio in the associationCritical
- High debt level in combination with major upcoming projectsHigh
- Low maintenance fund for upcoming investmentsHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre5,526 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre834 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Saga a financially healthy housing cooperative?
- Brf Saga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Saga?
- The debt is 5,526 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Brf Saga?
- The annual fee is 834 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Saga has a health score of 8 out of 10.