Hemlo's BRF analysis

Brf Saga

Org. no. 717600-2108 · Uppsala

Strong associationBased on the 2025 annual report · Analysed 23 Jun 2026

Top 25% in Uppsala

Summary

Brf Saga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,526 kr per square metre and the annual fee is 834 kr per square metre per year. Lower equity ratio than 81% of associations in Uppsala. The analysis highlights, among other things: Mycket låg soliditet i föreningen, Hög skuldnivå i kombination med stora kommande arbeten, Låg underhållsfond inför kommande investeringar.

Compared with neighbouring associations

  • Smaller maintenance fund than 75% of associations in Uppsala
  • Lower equity ratio than 81% of associations in Uppsala

Association facts

Municipality
Uppsala
Built
1963
Apartments
46
Total area
2 691 m²

Identified risks

  • Very low equity ratio in the associationCritical
  • High debt level in combination with major upcoming projectsHigh
  • Low maintenance fund for upcoming investmentsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,526 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre834 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Saga a financially healthy housing cooperative?
Brf Saga receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Saga?
The debt is 5,526 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Saga?
The annual fee is 834 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Saga has a health score of 8 out of 10.