Hemlo's BRF analysis

Brf Sågbäcken

Org. no. 769622-2640 · Huddinge

Clear risksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Brf Sågbäcken receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,154 kr per square metre and the annual fee is 1,146 kr per square metre per year. Higher fee per m² than 92% of associations in Huddinge. The annual fee has increased 34% over 1 years. The analysis highlights, among other things: Mycket hög belåning driver upp framtida kostnader, Avgiftsnivån är redan ovanligt hög och har höjts kraftigt, Mycket låg underhållsbuffer kan tvinga fram nya avgiftshöjningar.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Huddinge
  • Higher fee per m² than 92% of associations in Huddinge
  • Smaller maintenance fund than 60% of associations in Huddinge
  • Higher equity ratio than 69% of associations in Huddinge

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 146 kr/m²
+34% over 1 yr20242025
Debt/m²13 154 kr/m²
-1% over 1 yr20242025
Equity ratio71 %
0 pp over 1 yr20242025

Association facts

Municipality
Huddinge
Built
2016
Apartments
171
Total area
7 437 m²

Identified risks

  • Very high gearing drives up future costsCritical
  • The fee level is already unusually high and has been raised significantly.High
  • Very low maintenance buffer can force new fee increases.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,154 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,146 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sågbäcken a financially healthy housing cooperative?
Brf Sågbäcken receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sågbäcken?
The debt is 13,154 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Huddinge.
How high is the fee in Brf Sågbäcken?
The annual fee is 1,146 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 34% over 1 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sågbäcken has a health score of 3 out of 10.