Hemlo's BRF analysis
Brf Sågen 20
Org. no. 769616-4909 · Stockholm
Summary
Brf Sågen 20 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,375 kr per square metre and the annual fee is 501 kr per square metre per year. Lower fee per m² than 85% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Snabb refinansiering av nästan hela lånestocken, Räntekänslig ekonomi vid stigande räntor, Osäkerhet kring stambyte i 1960-talsfastighet.
Compared with neighbouring associations
- Higher debt per m² than 72% of associations in Stockholm
- Lower fee per m² than 85% of associations in Stockholm
- Smaller maintenance fund than 67% of associations in Stockholm
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Stockholm
- Built
- 1965
- Apartments
- 38
- Total area
- 1 888 m²
Identified risks
- Rapid refinancing of almost the entire loan portfolioCritical
- Interest-rate-sensitive finances in the event of rising interest ratesHigh
- Uncertainty about pipe replacement in a 1960s propertyHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre8,375 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre501 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Sågen 20 a financially healthy housing cooperative?
- Brf Sågen 20 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Sågen 20?
- The debt is 8,375 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Stockholm.
- How high is the fee in Brf Sågen 20?
- The annual fee is 501 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade F mean?
- Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sågen 20 has a health score of 3 out of 10.