Hemlo's BRF analysis
Brf Säljan Strand 3
Org. no. 769639-7384 · Sandviken
Summary
Brf Säljan Strand 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 10,682 kr per square metre and the annual fee is 883 kr per square metre per year. Higher debt per m² than 100% of associations in Sandviken. The analysis highlights, among other things: Hög skuldsättning kombinerat med refinansiering i närtid, Mycket låg underhållsfond trots nybyggd förening, Avgiften ser stabil ut nu men kan bli pressad av skuld och fondbrist.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Sandviken
- Smaller maintenance fund than 82% of associations in Sandviken
- Higher equity ratio than 94% of associations in Sandviken
Association facts
- Municipality
- Sandviken
- Built
- 2021
- Apartments
- 12
- Total area
- 1 020 m²
Identified risks
- High indebtedness combined with refinancing in the near termCritical
- Very low maintenance fund despite newly built associationHigh
- The fee looks stable for now, but it could be put under pressure by debt and a shortfall in the reserve fund.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre10,682 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre883 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Säljan Strand 3 a financially healthy housing cooperative?
- Brf Säljan Strand 3 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Säljan Strand 3?
- The debt is 10,682 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Sandviken.
- How high is the fee in Brf Säljan Strand 3?
- The annual fee is 883 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Säljan Strand 3 has a health score of 6 out of 10.