Hemlo's BRF analysis

Brf Saltsjögatan 13

Org. no. 769613-0595 · Södertälje

Acceptable, with remarksBased on the 2025 annual report · Analysed 17 Aug 2026

Summary

Brf Saltsjögatan 13 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,363 kr per square metre and the annual fee is 708 kr per square metre per year. Smaller maintenance fund than 100% of associations in Södertälje. The annual fee has increased 11% over 1 years. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Ingen buffert för framtida underhåll.

Compared with neighbouring associations

  • Higher debt per m² than 88% of associations in Södertälje
  • Lower fee per m² than 76% of associations in Södertälje
  • Smaller maintenance fund than 100% of associations in Södertälje
  • Lower equity ratio than 71% of associations in Södertälje

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²708 kr/m²
+11% over 1 yr20242025
Debt/m²10 363 kr/m²
0% over 1 yr20242025
Equity ratio34 %
-1 pp over 1 yr20242025

Association facts

Municipality
Södertälje
Built
1854
Apartments
6
Total area
540 m²

Identified risks

  • Very high loan-to-value per sq mCritical
  • Very high interest rate sensitivityCritical
  • No buffer for future maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre10,363 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre708 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Saltsjögatan 13 a financially healthy housing cooperative?
Brf Saltsjögatan 13 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Saltsjögatan 13?
The debt is 10,363 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Södertälje.
How high is the fee in Brf Saltsjögatan 13?
The annual fee is 708 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Saltsjögatan 13 has a health score of 6 out of 10.