Hemlo's BRF analysis

Brf Salvator

Org. no. 769625-9030 · Helsingborg

Serious risksBased on the 2024 annual report · Analysed 19 Jun 2026

Summary

Brf Salvator receives Hemlo grade G (1 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 15,274 kr per square metre and the annual fee is 692 kr per square metre per year. Higher debt per m² than 98% of associations in Helsingborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid stresstest, Beroende av lokalintäkter i stället för avgifter.

Compared with neighbouring associations

  • Higher debt per m² than 98% of associations in Helsingborg
  • Lower fee per m² than 89% of associations in Helsingborg
  • Smaller maintenance fund than 91% of associations in Helsingborg
  • Higher equity ratio than 71% of associations in Helsingborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²692 kr/m²
0% over 1 yr20232024
Debt/m²15 274 kr/m²
-1% over 1 yr20232024
Equity ratio63 %
0 pp over 1 yr20232024

Association facts

Municipality
Helsingborg
Apartments
12
Total area
1 160 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest-rate sensitivity in the stress testCritical
  • Dependence on local income rather than feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre15,274 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre692 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Salvator a financially healthy housing cooperative?
Brf Salvator receives Hemlo grade G (1 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Salvator?
The debt is 15,274 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Helsingborg.
How high is the fee in Brf Salvator?
The annual fee is 692 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Salvator has a health score of 1 out of 10.