Hemlo's BRF analysis

BRF SÄMJAN

Org. no. 787500-1351 · Hudiksvall

Strong associationBased on the 2025 annual report · Analysed 1 Jul 2026

Top 18% in Hudiksvall

Summary

BRF SÄMJAN receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 993 kr per square metre and the annual fee is 847 kr per square metre per year. Lower debt per m² than 81% of associations in Hudiksvall. The analysis highlights, among other things: Låg underhållsreserv inför kommande åtgärder, Planerade fasad- och balkongåtgärder kan bli kostsamma, Äldre fastighet trots genomfört stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 81% of associations in Hudiksvall
  • Smaller maintenance fund than 81% of associations in Hudiksvall
  • Higher equity ratio than 75% of associations in Hudiksvall

Association facts

Municipality
Hudiksvall
Built
1948
Apartments
45
Total area
2 492 m²

Identified risks

  • Low maintenance reserve for upcoming measuresMedium
  • Planned façade and balcony works can be costlyMedium
  • Older property despite completed pipe replacementMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre993 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre847 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF SÄMJAN a financially healthy housing cooperative?
BRF SÄMJAN receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF SÄMJAN?
The debt is 993 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 81% of associations in Hudiksvall.
How high is the fee in BRF SÄMJAN?
The annual fee is 847 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF SÄMJAN has a health score of 8 out of 10.